Excess Workers Compensation Access Form

Accident Fund Excess Self Insurance Workers Compensation
DeRoches LLC and Accident Fund Insurance Company of America recently formed a partnership to offer excess workers compensation insurance to select self-insured Ohio businesses, such as yours. Accident Fund, headquartered in Lansing, Mich., has been a trusted friend to businesses since 1912. They are a subsidiary of Accident Fund Holdings, Inc. (AFHI), which also owns United Heartland and CompWest, making it the 10th largest writer of workers compensation insurance in the country licensed in 49 states, plus the District of Columbia. They are “A” (Excellent) rated by A.M. Best. As a monoline workers compensation insurer, they provide comprehensive workers compensation in a wide variety of industries and risk types.

Accident Fund provides excess insurance coverage on both a specific loss and an aggregate basis. This coverage affords protection against catastrophic losses or an unusual level of loss activity during a given period. Our specific excess coverage is available for most classes of business, with statutory limits available. Our aggregate excess coverage offers the flexibility to provide limits to meet the needs of most self-insured employers.

Accident Fund allows for flexibility in designing a program that is right for your company. Our unbundled claims environment allows you to choose quality TPA services from approved providers and ensures the quality of services provided to you. As their exclusive excess agent, we will work with you to develop policy terms that meet your needs while ensuring that appropriate endorsements are in place.


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